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Whilst the utmost care has been taken in the compilation of this work, Tour Concepts Ltd, the authors, editors, publishers and system administrators take no responsibility for any loss or damage suffered by any person as a result of the reliance upon the information contained therein.

Accordingly, products listed on Tour Concepts Travel Network are placed online for your convenience only. Usage of our system is permitted only on your acceptance of these terms.

Tour Concepts Group and do not, nor has ever engaged in any telemarketing whatsoever. Likewise, we do not send out unsolicited e-mail. We have a 100% no-spam policy. The only e-mail message anyone should receive from Tour Concepts Ltd and would be a reply to a message you personally initiate or business correspondence with other individuals in our industry. We do not use e-mail to solicit business.

You are reminded that issues pertaining to Travel Insurance, Medical Insurance and Medical advice presented on any of our Travel Network Sites, Is presented with your well-being in mind. While and Tour Concepts Ltd have undertaken to present you with the best possible advice and options, and even assist you in these matters – this does not relieve you of your own responsibility to ensure that you make adequate provision in these matters.

Additionally, you should be aware that when you voluntarily disclose personally identifiable information (e.g., user name, e-mail address) on the bulletin boards or in the chat areas of the Tour Concepts Ltd Travel Network sites, this, along with any substantive information disclosed in your communication, can be collected and correlated, used by third parties and may result in unsolicited messages from other posters or third parties. Such activities are beyond the control of or Tour Concepts Ltd.

Neither, Tour Concepts Ltd, nor any associated person, organisation or other related entity accepts responsibility for any application, use or interpretation of the information contained on this site and disclaims all liability for direct, indirect or consequential damages or loss resulting from the use of this service.

Tour Concepts Ltd and give no warranties of any nature whatsoever and no warranties are expressed or implied regarding the information contained on Tour Concepts Ltd website. Tour Concepts Ltd and shall not be liable or responsible in any way for losses or liability of any kind to any person resulting directly or indirectly from the use in any way by such person of the information referred to and/or use of Tour Concepts Ltd websites, however such loss or liability occurs, whether financial or otherwise.